Refinancing

Refinancing Your Mortgage

Should I refinance my mortgage?

Things change. It's the only thing we can count on when it comes to finances and the housing market. One way to work with this reality is to consider refinancing your current mortgage. Whether the housing market has improved, new needs have arisen or you've improved your credit score, we can help you discover whether refinancing your home equity loan or business loan is the right option.

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Every day, homeowners refinance their mortgages for a variety of reasons. One of the most popular reasons involves a shift in the housing market. If interest rates have dropped since the time you purchased your home, now may be the right time to consider this option. By refinancing your mortgage with a better interest rate, you could save substantially over the term of your loan.

Other buyers refinance their home rates as an opportunity to gain access to the equity they've built over the years. By refinancing for a sum that exceeds what you owe, you can pay off your existing loan and pocket the difference. What makes this option attractive is the fact that your interest rate on your new loan may be better than what you could get from a credit card company. Whether you're looking to make a big purchase, fund an important life event, make improvements to your home or consolidate your debt within your mortgage, this may be the perfect option for you.

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Refinancing Options

  • Rate and Term Refinance

    One of the most common reasons for refinancing a mortgage, Rate and Term Refinance aims at securing a better interest rate with a new loan to lower monthly payments and save money.

  • Cash Out Refinance

    Another popular option, a borrower can take part in a Cash Out Refinance to gain access to the equity they've built in their home. A common reason for doing this can be to consolidate debt or pay for important life events like school bills or a wedding.

  • Streamline Refinance

    Available to select borrowers with qualifying mortgages, the Streamline Refinance Program offers the opportunity to refinance certain loans with minimal paperwork and minimal credit requirements.

Key Information
  • Lower Monthly Payments
  • Secure Better Interest Rate
  • Cash in on Equity
  • Adjust Loan Term
  • Consolidate Debt

IS REFINANCING THE RIGHT OPTION FOR ME?

Interested in learning more about your refinancing options? The Lending360 team is here to help answer all of your questions and craft a plan that's specially built around you. Just click the button to get started!

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