Loan Types

Loan Types

Pursuing a mortgage or refinancing a loan can be complicated. A wide variety of loan types exist, many of which are available to specially qualified groups of people or include a specific set of requirements. Below we've mapped out some of the most common loan types on the market today,  along with information pertaining to each. Should you have any questions, please contact us directly. We'd be more than happy to walk you through your options and create a plan that's built around you and your needs.

Available to borrowers 62 and older, a reverse mortgages taps into your current home equity and frees you from mortgage payments for the extent of the loan.

Insured by the Federal Housing Administration, FHA loans feature stipulations that are less strict than a typical home loan and are often popular with first-time buyers.

VA loans provide eligible U.S. veterans and their spouses with an extra option for financing a home. These loans are backed by the U.S. Department of Veterans Affairs.

HARP loans provide homeowners with the opportunity refinance their current mortgage. Typically, this is done when a borrower owes more than their home is worth.

Part of the Rural Development program, USDA loans are available in rural areas as well as some suburbs. They offer as little as no money down and competitive interest rates.

Whether you're looking to develop land, construct a new building, modify your current property or get financing for another project, we can help you get approved.

Looking to lower your monthly payment or get a better interest rate? It may be time to refinance. Let us walk you through the process and explain your options.

When you're ready to start the financing process, fill out our Loan Application. After that, we'll contact you, so we can personally walk you through your options.